In this episode of Looking Back Looking Forward - the first of 2021 and the first of our second series - looking forward, Professor Douglas Arner talks about the key themes for FinTech, RegTech and digital finance in 2021. Looking back, Professor Arner highlights how 2020 marked the key trends for digital finance over the next decade: technology, sustainability, and an ongoing tension between globalisation and fragmentation. Looking at these in 2021, the focus will be on Digital Finance Platforms such as Ant, on normalisation of cryptocurrencies and digital assets, on building better infrastructure including RegTech/SupTech and central bank digital currencies, and on the role of data and cybersecurity.