Accessing traditional financial services faces hurdles due to a lack of borrower information. While the financial landscape is evolving with the emergence of innovative credit providers, including #fintech , #techfin , and #bigtech , bringing regulatory challenges like fragmented data, customer protection concerns, and #data sharing incentives, how can jurisdictions address these issues while fostering #innovation and maintaining regulatory integrity?
Download and find out more from this SSRN paper: From Credit Information to Credit Data Regulation: Building an Inclusive Sustainable Financial System in China written by Dr. Menglu Wang, Professor Robin Hui Huang and Professor Douglas Arner from the The University of Hong Kong - HKU Law and The Chinese University of Hong Kong - CUHK Faculty of Law.
Download here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4558480