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Leading FinTech Research and Education in Asia

Reg/Tech Lab

A global research & educational lab focusing on Finance, Innovation, Regulation, Sustainability and Technology.  

Building RegTech / SupTech Ecosystems:

For Asia’s Financial Stability and Sustainable Development

While regtech has developed to its greatest extent in finance, it can and increasingly does form a part of any regulated industry, including health care, energy, transport, travel, and an increasing range of other areas, particularly sustainable development.

The paper highlights the interaction of industry use of technology in compliance and risk management; regulator and supervisor use of technology for supervision, monitoring, and enforcement; and the use of technology to embed regulatory requirements and systems into financial infrastructure. This is the regtech ecosystem, transforming finance and its regulation.

It also highlights the necessity of using an ecosystem approach in designing regtech strategies and the fundamentals of designing an optimal architecture, alongside the policy considerations required for an integrated regtech and suptech ecosystem. This approach can accelerate the development of a transparent and harmonious ecosystem that supports the primary financial regulatory objectives of financial stability, financial integrity, fairness and investor and consumer protection, and market efficiency.

ADB Paper published on August 2022 | Updated for SSRN: September 2022 | Authored by Douglas Arner, Musheer Ahmed and Sangita Gazi

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Prof. Douglas W. Arner

University of Hong Kong

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Musheer Ahmed

Independent

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Sangita Gazi

University of Hong Kong

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The BigFintechs and Sustainability Papers

The rapid rise of global digital finance players (BigFintechs) in which technology has come to play a key role in driving an upsurge in growth, scale and diversification into financial services has taken many by surprise. From China’s Ant Group to India’s Paytm, Amazon, Facebook and Google in the US, Mercado Libre in Latin America, ride-hailing services in Southeast Asia, mobile money in Africa and many more, BigFintechs’ dominance and impacts on sustainable development are increasingly felt, both at home and internationally, and have only accelerated during the Covid-19 pandemic.

Regulatory Ramblings Podcast

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Regulatory Ramblings is a podcast hosted by the HKU-Standard Chartered FinTech Academy and the HKU-edX Professional Certificate in FinTech - focussing on the nexus all things financial, technological, legal and regulatory: featuring interviews with those in-the-know, both locally and regionally.

Governance and Data Fragmentation Paper

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The historical paradigm of data globalization is fragmenting. Fragmentation of transnational data flows and related governance frameworks is emerging globally as the result of evolving differences between major economies, heightened by technological and geopolitical competition and conflicts. The irreconcilable positions of the three major economies and standard-setting jurisdictions – the United States, the European Union, and the People’s Republic of China – are breaking down the global data economy and threaten to fracture its core infrastructure, the Internet.

Looking Back, Looking Forward (LBLF) Series

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LBLF provides a concise and analytical discussion of issues relating to the intersection of finance, technology, regulation, globalization and sustainable development. Topics include digitisation and datafication of finance, major trends and themes in global finance and its regulation, and the role of finance in sustainable development.

LITE Lab@HKU

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Law, Innovation, Technology and Entrepreneurship Lab at the University of Hong Kong's Faculty of Law (LITE Lab@HKU) is an interdisciplinary and experiential programme that seeks to foster experiential learning and impactful applied research in emerging law of technology initiatives and innovative technology of law initiatives through lawtech and regtech projects bridging students and not-for-profit organisations for access to justice as well as with legal departments, startups and law firms.

SuperCharger Ventures

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SuperCharger Ventures is the leading EdTech accelerator dedicated to both early-stage and growth-stage startup companies to fuel their global expansion. Its a 12-week programme focuses on acquiring growth capital for expansion, scaling business development and growing EdTech. To date, SuperCharger has accelerated 55 companies, helping them raise over $500m and executing 400+ commercial deals.